Budget Direct Car Insurance Quote

Budget Direct Car Insurance Quote

Award-Winning Australian Car Insurance

Budget Direct's Car Insurance has won CANSTAR's award for Outstanding Value Car Insurance for a record-breaking 11 years in a row, from 2007 to 2017. In fact, we're the only Australian insurer in any category to have won a CANSTAR 5-Star Rating award every year since the awards began in 2007.

Smarter Insurance, Lower Premiums

By asking smarter questions about your insurance needs and driving history when you get a quote for car insurance, we’re able to identify better drivers, which means that when our premiums are calculated, we’re able to offer cheaper prices to good drivers like you.

To help our customers reduce the risk of their car being damaged we also offer innovative services like Hail Hero, which is free to all Budget Direct Car Insurance customers in Australia. Hail Hero is our award-winning early warning system that helps drivers to avoid approaching hailstorms through timely SMS text warnings. Since launching Hail Hero in 2012 we have sent more than 1.7 million text messages to customers across Australia warning them about hailstorms approaching their area.

If you are involved in an accident or your car is stolen, you’ll have the peace of mind of knowing our 24/7 Claims Helpline will be there to help you lodge a claim and get you back on the road as soon as possible.

What are the different types of Car Insurance?

To help you find the right insurance policy for you, Budget Direct offers different types of car insurance, levels of cover and a range of options and additional benefits that let you tailor your policy to give you the protection you need at a price you can afford.

• Comprehensive Car Insurance is our highest level of cover. It provides cover for your vehicle in case of an accident, vandalism, fire, or theft, as well covering accidental damage to other people’s property.
• Third Party Property Insurance covers you for accidental damage to other people’s property, like their car or home.
• Third Party, Fire and Theft Insurance is similar to Third Party Property Insurance, but it also covers your car if it is stolen or catches fire.
• Compulsory Third Party (CTP) Insurance, known as “Green Slip Insurance” in NSW, covers compensation claims if a third party is injured or killed in an accident. It’s legally required, but that doesn’t mean you can’t shop around for a better deal.

You can find more details of our different types of Car Insurance below.

Comprehensive Car Insurance

Our Comprehensive Car Insurance covers you for the cost of the repair or replacement of your vehicle following an accident – regardless of who’s at fault – malicious damage, fire, bad weather and theft. It also covers accidental damage caused by your vehicle to other people’s property (e.g. their car or home).

We’ll also cover the loss or damage to your personal effects, replacement keys, trailer and the cost of emergency transport and accommodation (limits apply).

Our Comprehensive Car Insurance also comes with a whole range of other popular features as standard, like New-for-Old replacement if your car is written off within the earlier of the first 2 years or 40,000 kms# and No Claim Discount protection if a third party is identified and at fault.

And the best part is that you’ll get a 15% discount off your premium if you get a quote for Car Insurance online.